Don’t face debt on your own.

Debt can feel overwhelming. But you’re not alone. For many Canadians, financial challenges are a part of life – those struggles don’t have to control the future. With the right support, managing debt becomes possible. Hope can replace uncertainty. The Canadian Debtors Association guides you with tools, resources, and trusted advocates to move forward with confidence.

You have options for support

When you’re looking for guidance, advocacy, or actionable solutions, our resources are here. From financial counselling to legal advice, tailored support is within reach to help you take ownership of your finances. Connect with experts who grasp your challenges and focus on your success

List of supports

Trusted services and professionals to give you the knowledge and resources you need to navigate your financial challenges confidently.

  • Certified Debtor Advocates

  • Financial counselling resources

  • Legal assistance for debt resolution

  • Community and government programs

  • Online tools and calculators

Downloadable resources

Take charge with practical tools you can access anytime. Download guides, checklists, and templates designed to help you:

  • Understand your rights as a Debtor

  • Create a realistic budget

  • Communicate effectively with creditors

  • Navigate the credit system

Explore our directory to connect with an advocate dedicated to helping you achieve stability and peace of mind.

Find a debtor’s
advocate now.